Frequently Ask Question (FAQ)

General:

1. What is Bank Perkreditan Rakyat (BPR) ?

Rural Banks, commonly abbreviated as BPR, are a type of bank known to serve micro, small and medium-sized entrepreneurs with locations that are generally close to where people need it.

2. Is Bank Perkreditan Rakyat (BPR) an official banking institution?

Rural Banks, commonly abbreviated as BPR, are a type of bank known to serve micro, small and medium-sized entrepreneurs with locations that are generally close to where people need it.

3. Is Bank Perkreditan Rakyat (BPR) registered and supervised by Financial Services Authority (OJK)?

Based on Law number 21 of 2011 concerning the Financial Services Authority (OJK), the regulation and supervision of Rural Banks (BPR) is carried out by the OJK

Saving:

1. How do I apply for deposit & loan?

Fill out the online form or contact immediately our agents on the contact page

2. Why should I keep my money in Bank Perkreditan Rakyat (BPR)?

Rural bank (BPR) provide more flexibility than Commercial bank (bank Umum), such as pick-up services, products that are much more innovative and attractive, as well as relatively higher deposit rates and are still under LPS protection (the rural bank interest rate guaranteed by LPS is currently 2.5% higher than the bank guarantee interest rate)

3. Is there a fee for withdrawing deposits before maturity?

Customers who wish to withdraw deposits before maturity is subject to a penalty fee according to the terms and conditions at PT BPR Mitra Sumber Makmur

4. What happens to the expiration date of my Time Deposit?

On the expiration date of the Time Deposit, the Deposit will automatically renew for the same period of time and at the current value; or it will be canceled by crediting your account according to the instructions given at the time the Deposit was opened.

In the event that the Deposit requires an increase or decrease in the amount, the client must

Loan:

1. How do I apply for credit?

Fill out the online form or contact immediately our agents on the contact page

2. What fees are charged when the Loan is processed?

Debtors are subject to administration, deployment, insurance, attorney fees and notary fees in accordance with current regulations