
What are the Terms & Benefits for Having Credits at PT BPR MSM?
01
General requirement:
Indonesian citizens
Minimum age 21 years and maximum 55 years Employer/ Permanent Employee
Length of work/ business minimum 2 years
Calculation of monthly installments of 1/3 of husband and wife's income
Mandatory to follow life insurance, credit insurance, collateral insurance
02
Document Requirements:
Photocopy of the applicant's ID card husband / wife
Photocopy of Family Card
Photocopy of Marriage Certificate
Photocopy of Electricity and Water Account Original salary slip and employment certificate (employee) Business Certificate (UMKM)
Photocopy of complete collateral Past color photo of the Petitioner's Husband/Wife (4x6, 2 sheets)
03
Accepted guarantees:
Certificate of SHM/ SHGB/ BPKB
Deposit
What are the benefits of doing credits at PT BPR MSM?


Simple Terms
Managed by professionals & supervised by the Otoritas Jasa Keuangan (OJK)
Care
Easy requirements to apply for credit. As well as providing convenience in installments through the autodebit facility from the savings of PT BPR Mitra Sumber Makmur
Safe & Reliable
Many customers have become part of us & we are ready to be here to help the development of both your business and your needs





Our Testimonials
"I feel helped by the credit facility from PT BPR MSM, because every time I apply for a loan, it's very easy and the service is friendly, as well as with uncomplicated requirements.
Thank you PT BPR MSM for helping the community, especially the SMEs."
- Andri
"Fast and Easy! My capital working credit (kredit modal kerja) was immediately processed & diluted in less than a week.
Thank you PT BPR Mitra Sumber Makmur."
- Martono
" Just like its motto, PT BPR MSM has become a trusted financial institution as a partner in improving my business. Good friendly service with a sense of kinship without reducing professionalism and also has agility."
- H. Zamri Ridwan


"We have been customers at PT BPR MSM for 5 years, the credit given to us has really helped our business to this day.
Hopefully PT BPR MSM can innovate again in the future, become more advanced and have a close emotional relationship with SMEs' entrepreneurs."
- H. Ruslan






Need More Information About Our Featured Products?
Assured & Supported By









